Skip to content
Check the background of your financial professional on FINRA'S BrokerCheck



Planning Your Future Together

Our first official meeting with a client is called the “discovery interview.” This is where we spend about 90 minutes taking a financial history, looking not just at what investments and insurance you have but also why you selected them. We try to see what is really important to you and how your current holdings might or might not be helping you toward that goal. Recognizing real emotional needs can help you live the life you desire, but only if it is accompanied by sound financial planning based on the whole person.

Once we have this picture, we can draw a map of your financial situation. We think in short-term, intermediate-term and long-term timelines. We assess your possible need for short-term cash and your willingness to accept risk in the hopes of potential future gains. When we have completed this assessment we ask you to return to discuss it. We want you to feel free to react but do not want you to make any commitments. At the third meeting we are ready to discuss your reactions to the financial roadmap, make any changes you need, and move toward the implementation process: selecting and purchasing the products needed to complete your portfolio. We can also discuss your potential need for other professional strategic partners such as a tax accountant, a Wills and Trusts attorney, etc.

As independent certified financial planners, we have no stake in steering you towards or away from any particular products or product lines–although we do give you our best advice based on our extensive knowledge and experience. We earn our living serving YOU. You can bank on it!